Preszler Law Blog

When you’re receiving long term disability benefits, few things are as nerve-wracking as a notice from your insurance company saying your claim is under review for a change of definition. This is the moment when your long term disability claim faces one of its biggest tests. If you live in Nova Scotia, understanding what happens next can help you protect your rights and keep the benefits you rely on.

For individuals who have fallen seriously ill, sustained a debilitating injury, or developed a severe mental health issue, the anxiety of coping with their medical condition may be even greater if they are unable to earn a living. Long-term disability benefits may provide injured or ill insurance policyholders with some financial relief if their condition prevents them from returning to work. But how does a policyholder qualify to receive these benefits payments? To learn more, click here.

Many people wonder: Can I travel while on long-term disability? The good news is that it’s often possible (in some cases), as long as you take the right steps, pay attention to the details, and steer clear of any red flags that could jeopardize your benefits. 

If you have been diagnosed with a serious medical condition and cannot work as a result, you may be able to collect long-term disability benefits. Filing a claim for insurance benefits can be confusing, especially for those people who never thought they would need to rely on them to maintain financial stability. To learn more about filing a claim for long-term disability benefits, click here.

When disability disrupts your life, the last thing you want to navigate is a maze of conflicting policies and benefit programs. But that’s the reality many Nova Scotians face when trying to understand what they’re entitled to. Canada Pension Plan Disability (CPP Disability) benefits and Long-Term Disability (LTD) benefits each play an important role in offering support, but when both come into the picture? Things get complicated. Sometimes frustratingly so.

Life rarely moves in a straight line. It twists, detours, and sometimes it throws up a roadblock, like an illness or injury that takes you off the job. For many Nova Scotians, long-term disability (LTD) benefits provide critical financial support during these difficult chapters. But what often surprises people is how those benefits are calculated… and, more specifically, reduced.

If you are no longer able to work because of an injury or chronic illness, you may be eligible to recover financial compensation through long-term disability (LTD) benefits. However, even if your claim for benefits has been initially approved, your payments may be subject to term limits and other stipulations. If your LTD benefits payments have been terminated even though you are still not able to work, a Nova Scotia lawyer may be able to help you fight your insurance provider’s decision. To learn more, click here.

Have you suffered a disability that limits your ability to perform your current job or that stops you from working altogether? The severity of the disability in question and the terms included in the applicable insurance policy will guide your coverage, which is likely to play a key role in your future. Because obtaining disability benefits is crucial, you shouldn’t wait to consult with the experienced Nova Scotia disability insurance lawyers at Preszler Injury Lawyers.

Long COVID affects around 1 in 10 people who have survived a COVID-19 infection. With ongoing symptoms that may include extreme fatigue, brain fog, and shortness of breath, this condition can have severe consequences on a person’s day to day life. Click here to learn more.

The loss of a loved one can have profound impacts on a family’s mental health. Learn more about resources that may be available to you and your family by clicking here.