Preszler Law Blog

When disability disrupts your life, the last thing you want to navigate is a maze of conflicting policies and benefit programs. But that’s the reality many Nova Scotians face when trying to understand what they’re entitled to. Canada Pension Plan Disability (CPP Disability) benefits and Long-Term Disability (LTD) benefits each play an important role in offering support, but when both come into the picture? Things get complicated. Sometimes frustratingly so.

Life rarely moves in a straight line. It twists, detours, and sometimes it throws up a roadblock, like an illness or injury that takes you off the job. For many Nova Scotians, long-term disability (LTD) benefits provide critical financial support during these difficult chapters. But what often surprises people is how those benefits are calculated… and, more specifically, reduced.

Have you suffered a disability that limits your ability to perform your current job or that stops you from working altogether? The severity of the disability in question and the terms included in the applicable insurance policy will guide your coverage, which is likely to play a key role in your future. Because obtaining disability benefits is crucial, you shouldn’t wait to consult with the experienced Nova Scotia disability insurance lawyers at Preszler Injury Lawyers.

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If you are no longer able to work because of an injury or chronic illness, you may be eligible to recover financial compensation through long-term disability (LTD) benefits. However, even if your claim for benefits has been initially approved, your payments may be subject to term limits and other stipulations. If your LTD benefits payments have been terminated even though you are still not able to work, a Nova Scotia lawyer may be able to help you fight your insurance provider’s decision. To learn more, click here.

When people sustain disabling injuries or develop chronic medical conditions that prevent them from working, collecting disability benefits can be an essential financial lifeline. If their employment is terminated, though, workers collecting disability benefits may face even greater uncertainties. Click here to read more.

If a person is unable to work because of a medical condition, like a prolonged illness or debilitating injury, long-term disability benefits can provide them with a much-needed source of income. But are benefits recipients required to pay taxes on this income? Click here to learn more.

If you have been diagnosed with a serious medical condition and cannot work as a result, you may be able to collect long-term disability benefits. Filing a claim for insurance benefits can be confusing, especially for those people who never thought they would need to rely on them to maintain financial stability. To learn more about filing a claim for long-term disability benefits, click here.

If a severe injury, physical illness, or mental health issue prevents you from performing the duties of your job for a substantial period of time, you may be eligible to receive financial compensation in the form of long-term disability benefits. But if your claim for benefits has been denied, it can be difficult to know which steps to take next. Click here to learn more.